How do I get a voided check from my bank?
Whether you need a voided check for renting an apartment, applying for a loan, or simply updating your account information, having a voided check on hand can be incredibly useful. A voided check is a cancelled check that contains all the necessary information about your bank account, such as your account number, routing number, and your name. Here’s a step-by-step guide on how to obtain a voided check from your bank.
1. Check Your Bank’s Policy:
Before you embark on the journey to get a voided check, it’s essential to understand your bank’s policy regarding the issuance of voided checks. Some banks provide voided checks for free, while others may charge a small fee. Additionally, some banks may only provide voided checks in person, while others may offer them through their website or mobile app.
2. Visit Your Bank Branch:
If your bank requires you to visit a branch to obtain a voided check, make sure you have all the necessary identification, such as your driver’s license or passport. When you arrive at the branch, speak with a teller and inform them that you need a voided check. They will assist you in obtaining one. Some banks may provide you with a pre-printed voided check, while others may require you to fill out a form to authorize the issuance of the check.
3. Use Online Banking:
Many banks offer online banking services that allow you to access and print your voided checks from the comfort of your home. To do this, log in to your online banking account, navigate to the account settings, and look for an option to request a voided check. Follow the instructions provided by your bank to download and print the voided check. Make sure to have a printer with a high-quality print head, as the check must be clear and legible.
4. Use Your Bank’s Mobile App:
Similar to online banking, some banks offer mobile banking apps that allow you to request and print voided checks directly from your smartphone or tablet. Download the app from your bank’s website or app store, log in, and look for the voided check option within the app. The process is usually straightforward, and you’ll be able to print the check right away.
5. Pay the Fee (if applicable):
As mentioned earlier, some banks may charge a fee for providing a voided check. If your bank charges a fee, be prepared to pay it at the time of request. The fee is usually non-refundable, so ensure that you need the voided check before proceeding.
6. Keep Your Voided Check Secure:
Once you have obtained your voided check, make sure to keep it in a secure location. Since it contains sensitive information about your bank account, it can be a target for identity theft. Store it in a safe place, and do not share it with anyone unless absolutely necessary.
By following these steps, you should be able to obtain a voided check from your bank with ease. Remember to check your bank’s policy beforehand to ensure that you understand the process and any fees associated with obtaining a voided check.
